Subprime auto loans, which are issued to people with lower credit scores, are falling into past-due status at an alarming rate, reaching the highest rates of borrowers behind on loans in almost 30 years.
Subprime borrowers at least 60 days past due on their car loans grew to 6.11 percent last month, the highest rate since 1994. A combination of rising interest rates and higher purchase prices have made monthly payments more expensive than before, and an unstable job market isn’t helping the situation.
Repossessions are expected to show an increase this year of up to 300,000 actions as bills pile up for unfortunate buyers. As Automotive News pointed out, interest rates for subprime borrowers can be as much as three times more than those for everyone else, pushing payments up by hundreds a month in some cases.
Isabelle M. Ayala vs American Academy Of Pediatrics
The American Academy of Pediatrics and several leading doctors are being sued for civil conspiracy, fraud, and medical malpractice!
Isabelle Ayala was just 14 years old and struggling with trauma, depression, cutting, and suicidal ideation when she was coerced onto testosterone by ideologically captured doctors who push childhood sex changes.
Isabelle has suffered from vaginal atrophy from the extensive use of testosterone; she deals with excess facial and body hair; she struggles with compromised bone structure; she is unsure whether her fertility has been irreversibly compromised; she still has mental health issues and deals with episodes of anxiety and depression, further compounded by a sense of regret; and she has since contracted an autoimmune disease that only the males in her family have a history of.
Under the AAP’s so-called ‘gender-affirmative care’ model, the charlatans named in this lawsuit advocate for the immediate, unquestioned embrace of a child’s chosen ‘gender identity.’
They also advocate for immediate ‘social transitioning’ of the child to the newly chosen gender identity, and encourage puberty blocking drugs and cross-sex hormones.
Notably, at least four of the six members of the Committee including Defendants Dr. Rafferty, Dr. Forcier, Dr. Allen, and Dr. Sherer —worked at pediatric gender clinics that prescribe puberty blockers and cross-sex hormones to patients as young as 10 and
Instead of supporting the conclusions and recommendations contained in the policy statement with scientific evidence, they fraudulently and misleadingly cited evidence that did not support any of their conclusions and recommendations, and they knowingly misrepresented the known risks and dangers of some of the medical interventions the policy statement promoted.
Your Moral And Intellectual Superiors
Douglas Murray: This is the woman ITV invited on to talk about ‘Islamophobia’ this week, and how tough it is to live in Britain. Here she is on the day of the Hamas massacres.
Housing blues
I don’t really understand why a 76 year old had what must have been a hefty mortgage or HELOC in the first place, but the recent jump in interest rates resulted in a massive and unpleasant lifestyle adjustment for him. I’m sure he’s not the only one who’s going to feel the pinch.
“Previously, the money I was spending on my mortgage was approximately $1,000 a month. And in the last year, that has climbed to $2,600 a month,” said Cufflin, who was tapping into a home equity line of credit, which he spent on the house.
He makes $2,200 a month through government support.
“[That] is prohibitive for somebody on a single income. So it just left me now in a position where I had to consider the possibility of selling the home.”
Wednesday On Turtle Island
Blackie’s Canada: Renaming everything in Winnipeg (CBC). Canadians love anything to do with drag queens (CBC). Apparently white supremacy is running rampant in Ontario Catholic schools. Library worried about cancelling pro-Hamas comedian.
Dementia Joe’s America: U.S. deficit soars to 1.7 trillion dollars. How to destroy America. Covid compassion killed her father. The George Floyd story was a lie. Free sex changes. Threats to Zionist journalists. The Blafiwhimps.
Religion Of Peace News: Ordinary Palestinians are just as cruel as Hamas. A Hamas terrorist calls his mom (JW). And Canada’s future?
Neil Oliver: Another history lesson. And what are we sliding towards?
Global Warming Scam News: Censorship in climate science. Eco-terrorists spray paint on Wellington Arch. Your morning meme. Bonus meme.
The Genitals Of Tomorrow
“Will technology give us options that are artistic and creative? Do we have to stick to penis and vagina norms? Can we have genitalia that look like flowers? Or abstract sculpture?”
It’s all very exciting, and just a little unhinged.
What Would We Do Without Models?
Morning update: Scenes of significant damage are beginning to come in.
Morning devastation.
If you’re anywhere near Acapulco, take cover.
In a shocking turn of events, Hurricane #Otis in the Eastern Pacific has unexpectedly, explosively intensified from a tropical storm to a Category 4 hurricane in just 12 hours.
Even worse, the storm is expected to make a catastrophic landfall tonight as a Category 5 hurricane near Acapulco, Mexico, home to 1 million people.
Only 18 hours ago, people were expecting a tropical storm at landfall, and now a devastating Category 5 storm is likely.
This is pretty much a worst-case scenario, as residents have little time to find a safe shelter and protect life and property from this life-threatening storm.
A major hurricane (Category 3+) has never made landfall within 50 miles of Acapulco, let alone a Category 5 hurricane.
Otis could become the first Eastern Pacific hurricane ever recorded to make landfall as a Category 5 in Mexico.
Anyone in or near Acapulco should rush storm preparations to completion as their is little time left to shelter from #Otis.
Ryan Maue – “Nightmare scenario” for coastal Mexico…
October 25, 2023: Reader Tips
Honey, I Finished The Freeland News Conference
Signs of Duper’s Delight
Reporting for Scapegoat Duty
Can solar flatline for a whole day? Yep.
Can solar power essentially flatline for a whole day? It did in Alberta on Monday
How is it some people are arguing a pipeline treaty is “dormant?” Would that make other treaties, say those with First Nations, also dormant?
I’ve been writing about the phenomenal growth of the North Dakota Bakken for the better part of 15 years. In 2008, the state produced around 90,000 barrels per day. By 2014, it was something like 1.2 million. Currently it’s around a million or so. A major player was Hess Corporation, which currently produces about 175,000 barrels of oil equivalent in North Dakota. But curiously, none of the supermajor oil companies were involved in North Dakota. Well, that changed, as Hess is being bought by Chevron.
The Urban Bigot
Nothingburger trials
It’s not actually the case that bail violation charges against Tamara Lich were dropped, but rather that they were stayed, so that the prosecution could “focus” on the current trial. For a charge of mischief, it’s seems that Lich and Barber were charged based on the hope that enough evidence to convict them would magically appear afterward. So far, the fishing expedition seems to be reeling in very little.
The trial was originally scheduled to be finished on Oct. 13 but it has been stalled by delays related to the disclosure of evidence and legal arguments about the admissibility of testimony and social media posts.
The Crown is expected to call more witnesses before it completes its case. Justice Heather Perkins-McVey has said she expects the legal arguments in the case will be lengthy and complex.
The lawyers have struggled to set time to continue the trial because of conflicting schedules and scarce court time.
Tuesday On Turtle Island
Dementia Joe’s America: BLM and Hamas are brothers in genocide. A Trump supporter gets prison time. Jill and Joe Biden go for a walk on the beach. Biden’s press secretary talks Islamophobia. Old Joe warns against Islamophobia.
Blackie’s Canada: Jew hatred in Justin’s Canada. Blackie frolics with unicorns. Dividing up the 23 billion dollars (CBC). Former B.C. civil liberties leader supports Hamas. No Santa Claus for you!
Religion Of Peace News: Footage of Hamas terror attack. A history lesson. Jihadis slaughtered paramedics (JW). A Hamas terrorist’s confession. Islamic terrorists could be crossing the southern border (JW). The proof of evil.
Woke Britain: Raising a nation of chemically castrated children.
Global Warming Scam News: Greta will be happy. Europeans to freeze in the dark this winter.
Your morning meme. Bonus meme.
The Patriarchy Made Him Run Faster
In sports that are dependent on skills other than speed, endurance, and raw power – say, archery or shooting – the difference in peak male and female performance may be negligible. But where such things are decisive – as in most sports – it requires a feat of ideological contortion – a kind of learned stupidity – to not concede the obvious.
Needless to say, stupidity ensues.
October 24, 2023: Reader Tips
This evening we present the arguably most apropos documentary for SDA: Prairie Dogs Are The OG Sh*t Talkers
Your Saskatchewan based tips, or those from other parts of the world, are appreciated!
Honey, I Finished The Internet
The Libranos: See Them Scramble
Y2Kyoto: Hockey Night In Seattle
Climate Pledge Arena: “The CEO was up in the rafters playing electrician”
Doomsdays
The term “doom loop” very accurately describes what is going on in Argentina right now. Despite the chaos gripping the economy, voters seem to be somewhat favoring the Peronist candidate who pledges to keep the free stuff flowing along with the resultant chaos as opposed to a fan of Von Mises and Hayek who would institute widespread free market reforms and stop the collapse.
Demonstrating a doom-loop in which crises caused by big government prompt citizens to increase their demands for for big government, a bricklayer en route to the voting booth told Reuters, “Peronism is the only space that offers the possibility that the poorest of us can have basic things at our fingertips.”
I can think of a few other nations on that same path. Can you?